ACIMA Financing

ACIMA FINANCING AVAILABLE

No Credit Needed

 

Buy what you want, when you need it:

 

  • No Credit Needed
  • Instant Approval
  • Easy Payment Options


APPLY NOW

Flexible payment options

You can choose from weekly, bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays. Whatever works best for you.

 

  • Pay Over 12 Months : Take time to repay your account over 12 months with payment scheduled to align with your payday.
  • 90-Day Payment Option : Payoff within 90 days and we’ll simply close your account for the amount financed.
  • Early Payoff Discount : Payoff after 90 days and save 25% or more on all outstanding payments.

We offer West Creek Financing

Fast and Easy Payment Options—No Credit Needed

High Approval Rates

With West Creek Financial it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. More than 80% of applications are approved — even those with low credit scores.


No Hidden Fees

We offer a transparent, and affordable no credit needed financing option. If you pay in full by 100 days, you pay only a $40.00 initial payment, plus the cost of your order. No hidden charges or fees. Or if you’d rather take advantage of our full 12 month financing option, we split your payments evenly over 12 months, making sure that your payments align with your pay schedule. It’s as easy as that!


100-Day Purchase Option or Early Buyout

And with the 100-day purchase option — you can choose to purchase the item within 100 days of delivery and pay only the initial $40.00 payment plus the invoice amount. After 100 days, you may choose the early buyout option and purchase the merchandise at up to 65.00% of the remaining balance on the lease.